Lack of Digital Literacy in India

 

Digital literacy is something that every individual should have whether in India or in any other Country. In today’s era where everything is digital we must spread Digital literacy. Digital literacy is the ability of individuals and communities to understand and use digital technologies for meaningful actions within life situations. To develop a framework to understand the challenges faced in bridging the digital divide, the term has broadened to include all aspects of digital inequality including technical means (hardware, software, and connectivity), autonomy (location of access, freedom of use), use patterns (purposes of internet uses), skills (ability to use the internet effectively), and social support networks (access to advice from more experienced users).Inadequate technical means are the first and a major block in overcoming the digital divide in India. This is seen by India’s low internet penetration with only 22% of the owners using mobiles to access social media in comparison to the world average of 75%out of which only 21.3% of student’s have access to computers. The numbers become even more problematic when comparing urban to rural penetration of the internet.

As per a report from the Digital Empowerment Foundation in 2018, India’s literacy rate is only 90%. While India is experiencing a digital revolution that may allow us to move ahead in terms of economic growth and development, we also run the risk of creating a new class of digitally-poor citizens.

 

Some institutes like National Institute of Electronics and Information Technology (NIELIT),

Ajmer are conducting a Digital literacy program under National Digital Literacy Mission (NDLM) as part of Prime Minister’s vision of “Digital India”. Under the Scheme one in every eligible household in selected Blocks in each State/ UT of the country will be imparted computer skills.


BANKIT provides mini ATM device to our agents by which they can provide cash withdrawal, mini statement and balance enquiry services to their customers through debit cards without going to the ATM or Bank. The device enables agents to use cash to provide cash withdrawal services and agents can earn high commissions on each transaction.

 


BANKIT provides you all the facilities at an ease and at one place. It provides one of the fastest ways to withdraw your cash in a safe and secure way. It also provides you with the mini statement so that the banks can easily connect to their core banks. It also provides you with a aeps facility so that it is easier for you to withdraw cash, get mini statements for your account, balance enquiry, etc without waiting in a queue. It also provides you with an ATM machine at an affordable price. You can also start your Business by buying a Mini ATM machine by BANKIT at the best price available. It also gives you an option for linking your aadhaar card to your account. This device is really useful as it helps you to get all the information of your account with just your debit card without visiting any bank or ATM.

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